1. Suppose you usually spend .00 a day when you go out to lunch, when bringing your lunch to school/work would only cost you about .00 a day. Since there are approximately 20 weekdays in a month, enter that value for the days eaten per month. How much money would you save after 15 years if you could earn a 10% yield on the money you save?

2. Suppose your investment account earns an average annual return of 9%, and the average rate of inflation is 3%. Imagine that you started with an initial investment of ,000 and made monthly 0 contributions (assume that your deposits are inflated at the average rate of inflation)? State your answer in total years.